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  Mutui, Prestiti, Finanza, ed Economia, editoriale

Notizie sulla finanza, sui mutui delle banche, sui mutui online, sui prestiti personali e sull'economia. 


 

 

 20 ottobre, 2011




 
Accensione Mutuo. Come fare per accendere un Mutuo? I passi fondamentali per accendere un mutuo presso una banca o presso una finanziaria, solitamente sono sempre gli stessi. Di seguito trovate le informazioni che vi interessano. Una volta svolta l’istruttoria, la banca, acquisita la documentazione inoltrata ed effettuati ulteriori accertamenti (quali l'acquisizione della "dichiarazione notarile preliminare" sul bene offerto in garanzia, nonché della "relazione tecnico-estimativa" redatta da un tecnico di sua fiducia), è in grado di deliberare il finanziamento. A delibera avvenuta la banca ne da immediata comunicazione al richiedente e fissa la data della stipula dell'atto pubblico di finanziamento (concessione formale del mutuo). continua

 
 

 

   
   
  UK producer prices inflation unchanged

UK factory gate inflation was unchanged at 2.5 per cent for the year to May, despite sharper rises in the cost of raw materials, according to data released on Monday.

Signs that increases in manufacturers’ output prices may have reached a plateau will be welcomed by the Bank of England and may marginally reduce City expectations of the need for further rises in the cost of borrowing.

The Bank has made clear it is concerned about the burgeoning pricing power that firms have been displaying of late and the possibility that this will feed into consumer price inflation.

The CPI data for May will be published on Tuesday and analysts are expecting to see the annual rate of inflation falling back from the 2.8 per cent recorded in April.

The Office for National Statistics said producers’ output prices climbed by 0.4 per cent between April and May, down from 0.5 the previous month.

The increase was mainly the result of a 2.6 per cent gain in petroleum prices and a 0.4 per cent rise in the price of food products. The latter was driven by a 2.8 per cent increase in the cost of fresh bread.

But for the year to May, prices rose by 2.5 per cent, the same as in April. Meanwhile ‘core’ output prices – which exclude volatile items such as food, drink, petrol and tobacco – were up 0.2 month-on-month and 2.4 on an annual basis.

“On the output side, the producer price data are reasonably comforting for the Bank of England. This may slightly alleviate the Monetary Policy Committee’s concerns that firms are finding it easier to push through price hikes, “ said Howard Archer at Global Insight.

However Mr Archer noted that rising input prices would continue to put pressure on firms to push up charges to customers.

The ONS said that its seasonally adjusted index of input prices rose by 1.2 per cent between April and May and was up by a similar amount on an annual basis. In the year to April, in contrast, prices had fallen by 0.8 per cent.

Separately, the Department for Communities and Local Government said annual house price inflation was 11.3 per cent in April, up from 10.9 per cent the previous month.

Commenting on the figures, Richard McGuire at RBC Capital Markets said; “While this report stands at odds with the softer tone adopted by recent housing market data, its somewhat historical nature will ensure it provides little, if any, challenge to the growing impression that UK housing has shifted down a gear.”
 
 

 

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